A Pinoy’s Guide to Living in Australia: Enrolling in Medicare Australia

  Another important task every Filipino needs to complete after arriving in Australia is to enroll in Medicare. Medicare is Australia’s basis of its health system. It is a publicly funded, government-run health care scheme. Medicare is somehow similar to PhilHealth in the Philippines.  

Why should you become a member of Medicare?

  A membership in Medicare entitles you to coverage for basic hospital and medical expenses. As the government subsidizes the cost of medicine for Medicare holders, a Medicare membership will also allow you access to less expensive medicine. You may opt to enroll in Medicare alone or be insured under Medicare and a private insurance company.  

Hospital and Medical Benefits

  Filipinos who are Medicare members are entitled to free treatment in public hospitals in Australia. Medicare will also reimburse your doctor’s fees (100% for general practitioners and 85% for specialists) if your doctor does not directly bill Medicare. Otherwise, you won’t have to pay anything.  

Pharmaceutical Benefits Scheme (PBS)

  The Pharmaceutical Benefits Scheme allows members of Medicare to acquire most prescription medications at lower prices. If you are a Medicare member, part of your medication’s cost will be covered by PBS. You only have to present your Medicare card upon every time you buy medicine.   Procedures Covered by Medicare:  
  • Eye Tests Performed by Optometrists

  • Most Surgical and Therapeutic Procedures

  • Screening and Diagnostic Tests

  • Selected Allied Health Services

  • Selected Items in the Cleft Lip and Palate Scheme,

  • Selected Items in the Enhanced Primary Care Program,

  • Some Dental Surgeries

The following are some of the items NOT Covered by Medicare:  
  • Acupuncture

  • Ambulance Services

  • Contact Lenses and Glasses

  • Hearing Instruments

  • Home Nursing

  • Life Insurance and Superannuation Examinations

  • Most Chiropractic and Podiatry Services

  • Most Dental Exams and Treatments

  • Most Physical and Occupational Therapy Services

  • Most Psychology Services

  • Most Speech and Eye Therapy Services

  Check out our infographic below for more information on how Filipinos can enroll in Medicare!  
Medicare Info A Pinoy’s Guide to Living in Australia: Enrolling in Medicare Australia

A Filipino’s Guide to Applying in Medicare Australia

  To learn more about Medicare enrollment, click here. To find out if you’re eligible for Medicare, click here.   References:   http://www.humanservices.gov.au/customer/enablers/medicare/medicare-card/eligibility-for-medicare-card http://www.humanservices.gov.au/customer/forms/3101 http://www.privatehealth.gov.au/healthinsurance/whatiscovered/medicare.htm   Special thanks to SBS for the main image.